Our lecture in Finance class earlier was about personal cash management, something I need to learn badly because of my spending habits and lack of earning resources. While my bank account is never depleted, my savings account is also never growing. The most I've seen it budge was an increase of 6 cents within 3 months. I wonder if the banks or interest rates we've used as examples in class are real. Must pull my finances together. Must. Pull. Myself. Together.